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Junior Credit Analyst

Permanent employee, Full-time · Berlin

About us
Bitbond is the first global marketplace lending platform for small business loans. We leverage blockchain technology to connect creditworthy borrowers with individual and institutional investors.

By innovating in the fields of payments and credit scoring, Bitbond makes financial inclusiona reality around the world. All payment transactions on Bitbond are conducted via the bitcoin blockchain. Therefore our service is available worldwide via the internet and is independent of banks.

In order to score borrowers who are not covered by conventional credit bureaus, we use alternative data for credit scoring. This includes transactions of small business owners from accounts like eBay, Amazon, Etsy, MercadoLibre, Shopify, PayPal, bank accounts and many others. The data gets evaluated with our proprietary machine learning algorithm.

As an investor on Bitbond you can either pick the loans you like to fund manually or you use our convenient AutoInvest tool. AutoInvest lets you create a diversified portfolio of loans according to your preferences in an automated way. The great benefit for investors who use Bitbond is that you can create a portfolio of loans that is diversified across many different countries.

Bitbond is incorporated in Berlin, Germany and is a fully regulated financial institution with its own licence.

Bitbond's mission is to make investing and financing globally accessible.
Skills & requirements – You
  • Are a student or just finished a university degree in finance, economics, or a similar field

  • Speak English plus one other language (ideally German, French, Italian, Polish or Spanish)

  • Are interested in credit risk assessment, debt collection and customer service

  • Know how to work with Microsoft Excel / Google Sheets, SQL is plus

  • Have a high attention to detail and a strong work ethic

  • Have excellent communication skills as well as a professional and customer-oriented personality

  • Want to learn about bitcoin / blockchain and innovative financial services

At Bitbond you will
  • Analyse data of applicants who want to get a loan via Bitbond

  • Communicate with our sales team and with the applicants directly to clarify missing data

  • Answer customer support requests and engage with our active users

  • Analyze historical data of repaid and defaulted loans

  • Make improvement suggestions on the current credit scoring process

  • Conduct market research on fraud detection techniques

We offer
  • A young and international working environment
  • Responsibility for your role from day 1
  • A fun place to work, located in the heart of one of Europe's most vibrant capital cities
  • A cool office in Berlin MitteThe opportunity to learn about bitcoin / blockchain and innovative financial services
  • Great benefits like a free Urban Sports Club membership, German classes, friday beer, pizza and of course a great team!

Your application

Thank you for considering a career at Bitbond GmbH. Please fill out the following form. In case you are experiencing problems with the document upload, mail your documents to

Please upload any documents that you want to include with your application. CV and cover letter are required, and you should also attach copies of your references and certificates.
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